How to Deposit on Binance in Türkiye: TL, FAST

The short answer

2026-11-09 · 01:12 SGT

To deposit Turkish lira on Binance from Türkiye, you use a Binance TR account: open Wallet > Deposit > Turkish Lira (TRY), pick a bank from the list, then transfer from a bank account in your own name to the details shown on screen. Binance TR's site says Havale and FAST transfers are processed 24/7 and EFT only during bank hours. Its fee schedule lists TL deposits and withdrawals as free.

The rule most likely to catch a new user comes after the money lands. Your first TL deposit restricts crypto withdrawals for 48 hours, Binance Transfer included. Deposit at 10:00 on Monday and you can send crypto out from 10:00 on Wednesday. During those 48 hours, the only way out is TL back to the same IBAN you deposited from.

Crypto deposits are a separate route with separate risks: there, the network you pick decides whether the coins arrive at all. Both routes are below, along with what to do when money does not show up.

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Which deposit are you making?

Article table: scroll horizontally, or focus the table area and use the arrow keys.

You have	Route	Cost shown by Binance TR	What can stop it
TL in your own Turkish bank	Havale or FAST	Free	Sender name differs from the account
TL, on a weekday during bank hours	EFT	Free	Sent outside 09:00-16:45
Crypto on another platform or wallet	Deposit Crypto	Varies with the network	Wrong network, missing memo, amount under the minimum
A credit card or ATM cash	None	Not supported	Binance TR rules out both for TL deposits

Binance TR is run by a separate company, Binance Turkey Kripto Varlık Alım Satım Platformu A.Ş., and it needs its own verified account. Our Binance TR registration guide covers the ID, selfie and e-Devlet barcode steps. Finish those first, because the deposit screen is the next stop after them.

Depositing TL, step by step

Log in to Binance TR through the app or the website.
Go to Wallet > Deposit > Turkish Lira (TRY).
Pick the bank you want from the list. The site advertises free TL deposits and withdrawals with 7 banks.
Copy the bank details shown on screen.
In your own banking app, send TL from an account in your name to those details.

Take the details from that screen each time, and treat any account number sent to you by message as a warning sign. Binance TR says transfers succeed only from accounts in your own name, so money from a relative's or a friend's account will not go through.

The timing depends on the method. Havale and FAST can be processed and credited at any hour. EFT runs on weekdays from 09:00 to 16:45, which we read as Türkiye bank hours, or 14:00-21:45 SGT. If you send on a Saturday night and need the balance before Monday, use FAST or Havale.

The 48-hour rule and getting TL back out

The restriction starts with your first TL deposit and covers every crypto withdrawal, Binance Transfer included. The FAQ names no limit on buying crypto, and it leaves one exit open: TL to the IBAN you deposited from. Anyone planning to buy and move coins to a wallet the same day should plan around it.

TL withdrawals have their own timetable. Binance TR names seven banks: Ziraat Bankası, Vakıfbank, İş Bankası, Akbank, Fibabanka, Şekerbank and Türkiye Finans. For accounts at any other bank, EFT withdrawals made on weekdays between 09:00 and 16:45 complete the same day, while weekend and public-holiday requests wait for the next business day. A withdrawal marked "Completed" has left Binance TR. If it has not reached you, the site says to wait for bank hours.

Depositing crypto instead

The FAQ on Binance TR's home page explains TL only. For crypto, the steps below come from the Binance.com deposit guide. We could not open an equivalent Binance TR guide, so check each screen as you go.

Tap Deposit, then Deposit Crypto, and choose the coin.
Choose the network. It must match the network on the platform sending the coins.
Copy the address or the QR code into the sending platform.
Add the memo or tag if the screen shows one.
Track progress in Transaction History.

Binance's guide tells users not to pick the cheapest network just because it is cheapest. ERC20 tokens go to an ERC20 address and BSC tokens to a BSC address. If the networks differ, Binance warns that the funds may be lost. Coins that use a memo, XRP and XLM among them, may not be credited if you leave it out.

Check the minimum too. A deposit below the minimum shown on the deposit page will not be credited, according to Binance's missing-deposit FAQ. Confirmation counts differ by coin: Binance's example for BTC is 1 network confirmation to credit and 2 before the coins unlock.

Why Binance.com matters this month

Crypto withdrawals between Binance.com and Binance TR are free on the fee schedule, which makes moving coins between the two look cheap. Binance.com is still recovering from the October theft. Its November 6 update says deposits stay open while withdrawals return asset by asset.

Open deposits do not guarantee an open way out. When we read Binance's coin list on November 8, 205 of 518 trading coins had no open withdrawal route on any network. Before sending a coin to Binance.com, look up that coin and network on its withdrawal page. We found no Binance TR statement on whether this affects its own users.

If your deposit has not arrived

Article table: scroll horizontally, or focus the table area and use the arrow keys.

What you see	Likely reason	What to do
TL sent by EFT in the evening or at the weekend	Outside bank hours	Wait for the next weekday window
TL sent from someone else's account	Name rule	Contact your bank and Binance TR support
Crypto shows as pending	Network confirmations	Wait, and check the count in your history
Crypto sent on a network Binance does not support	Unsupported route	Contact support; Binance warns recovery may not be possible
Crypto arrived without a memo	Missing identifier	Contact support with the transaction hash
Crypto below the minimum	Under the limit	Check the minimum on the deposit page before resending

Wallet maintenance can also pause deposits for a coin, so check the network status first if a transfer that normally works suddenly fails.

Fees, and comparing with OKX

Binance TR charges nothing for moving TL in or out. Crypto withdrawal fees change with blockchain network costs, and trading fees depend on your VIP level. We could not read the trading fee rows, because the table came back empty without a login, so read your own tier in your account.

If you have not chosen a platform for TL yet, compare OKX first. Our OKX TR lira deposit guide walks through the same bank transfer methods.

The NexuAlpha partner registry lists Binance code 11350287, returning 25% of the trading fees you pay, settled hourly. At the registry's 0.10% spot fee, a $1,000 trade costs $1, and 25% of that is $0.25 back. The rebate is a share of the fee and has nothing to do with your deposit size. It applies to the sign-up path on our Binance page. We could not confirm the code works on Binance TR, because its registration screen showed only an email field when we opened it.

On status, Türkiye's capital markets regulator lists Binance Turkey in its list of operating platforms dated October 28, 2026. The regulator says a place on that list does not mean a platform is authorized.

Quick answers

Can I deposit on Binance with a credit card from Türkiye?

Not for a TL balance on Binance TR. Its FAQ says ATM and credit card deposits are not supported methods.

How long does a FAST transfer take?

Binance TR says FAST and Havale are processed 24/7. It publishes no fixed number of minutes for them.

Can I send my TL straight back?

Yes, to the IBAN you deposited from, even during the 48-hour restriction.

Is there a deposit fee?

Not for TL. Crypto deposit charges are listed per coin and network, and that table was empty when we opened it without logging in.

What we could not verify

We made no live deposit. We could not read Binance TR's minimum TL deposit, its trading fee rows, its crypto deposit fee rows or a Binance TR guide to crypto deposits. The site does not name the time zone for bank hours, so the SGT conversion assumes Türkiye time. Its FAQ names seven banks in the withdrawal timing rule and separately advertises 7 banks for free TL transfers, without saying outright that these are the same seven.

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